Investing and the role of liquidity, risk and return

Investing and the role of liquidity, risk and return

Should we invest now? Or should we wait for the market correction? Can we make target returns in such a high market? Should we buy more to lower the average price? Can we invest in such a volatile market and earn reasonable returns? These, and other related questions, often delay the investment decisions of people. … Read more

Dear ‘mature’ retail investor, you are the profit opportunity for others

Dear ‘mature’ retail investor, you are the profit opportunity for others

Its been 30 years since I have been tracking the stock markets. And during this period, perhaps there have been about four instances when the retail investor has been labelled as ‘mature’. It happened during the telecom-media-tech boom of the late 1990s. The retail investor was apparently mature enough to understand that the world had … Read more

How do savings and investments impact your CIBIL score?

How do savings and investments impact your CIBIL score?

CIBIL score is a key factor that banks consider at the time of evaluating an individual’s creditworthiness. While savings and investments themselves do not directly impact your CIBIL score, they indirectly affect it through various financial behaviours.  The factors which actually impact the credit score, also known as CIBIL score, include the payment history, debt … Read more

Investors keep the faith in Indian social startups, eye GenAI models

Investors keep the faith in Indian social startups, eye GenAI models

Since the beginning of this year, five startups with AI-driven social products have received cumulative funding of $27.8 million in seed and Series A rounds in addition to one undisclosed round, according to data from research platform Tracxn. They are social platform Plutus, social media apps Hunch and Explurger, stock-focused social platform OpiGo, and professional … Read more